Resident Indians

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• Loan Amount : Min.Rs.1,00,000/-

• Loan to Property cost : 90% Property value up to a loan of Rs.30 lakhs, 80% for loans more than Rs. 30 lakhs and upto Rs.75 lakhs and 75% for loans above Rs.75 lakhs

• Loan Term : Maximum term - For Salaried - 30 years, for self employed 20 Years

• Repayment Mode : Equated Monthly Installments (EMI)- Monthly Rest Basis

• Rate of Interest : Contact nearest Office for details on the Prevailing Interest Rates

• Upfront fees : As applicable from time to time 

•  Loan Amount:Min.Rs.1,00,000/-

• Loan to Property cost:90% Property value up to a loan of Rs.30 lakhs, 80% for loans more than Rs. 30 lakhs and upto Rs.75 lakhs and 75% for loans above Rs.75 lakhs

• Loan Term:Maximum term - For Salaried - 30 years, for self employed 20 Years

• Repayment Mode:Equated Monthly Installments (EMI) - Monthly Rest Basis

• Rate of Interest:Contact nearest Office for details on the Prevailing Interest Rates

• Upfront fees:As applicable from time to time

•  Loan Amount:Min.Rs.1,00,000/-

• Loan to Property cost:90% Property value up to a loan of Rs.30 lakhs, 80% for loans more than Rs. 30 lakhs and upto Rs.75 lakhs and 75% for loans above Rs.75 lakhs

• Loan Term:Maximum term - For Salaried - 30 years, for self employed 20 Years

• Repayment Mode:Equated Monthly Installments (EMI) - Monthly Rest Basis

• Rate of Interest:Contact nearest Office for details on the Prevailing Interest Rates

• Upfront fees:As applicable from time to time

• Loan Amount:Min.Rs.1,00,000/-

• Loan to Property cost:90% Property value up to a loan of Rs.30 lakhs, 80% for loans more than Rs. 30 lakhs and upto Rs.75 lakhs and 75% for loans above Rs.75 lakhs

• Loan Term:Maximum term - For Salaried - 30 years, for self employed - 20 Years

• Repayment Mode:Equated Monthly Installments (EMI)- Monthly Rest Basis

• Rate of Interest:Contact nearest Office for details on the Prevailing Interest Rates

• Upfront fees:As applicable from time to time 

• Purpose:Loan for purchase of residential plotfrom statutory authorities

• Loan to Property cost:75% of the property value

• Loan Term:Maximum term - 15 Years

• Repayment Mode:Equated Monthly Installments (EMI) - Monthly Rest Basis

• Rate of Interest:Contact nearest Office for details on the Prevailing Interest Rates

• Upfront fees:As applicable from time to time

•  Purpose:Takeover of existing loan from other Financial Institution/Banks

• Term : Maximum 30 Years for Salaried and Maximum 20 Years for Business

• Loan Term:Contact nearest Office for details on the Prevailing Interest Rates

• Upfront fees:As applicable from time to time 

This scheme is available only for Salaried persons having NRI/PIO status

• Loan Amount:Rs. 5 Lacs (For Additional Loan Rs. 1 Lac)

• Loan to Property cost: 90% Property value up to a loan of Rs.30 lakhs, 80% for loans more than Rs. 30 lakhs and upto Rs.75 lakhs and 75% for loans above Rs.75 lakhs

• Loan Term:For Person with Professional Qualification – 20 Years
  For Others – 15 Years

• Repayment Mode:Equated Monthly Installments (EMI)- Monthly Rest Basis

• Rate of Interest:Contact nearest Office for details on the Prevailing Interest Rates

• Upfront fees:As applicable from time to time If customers can’t find it, it doesn’t exist. Clearly list and describe the services you offer. Also, be sure to showcase a premium service.

This scheme is available only for Salaried persons having NRI/PIO status.

• Loan Amount:Rs. 5 Lacs (For Additional Loan Rs. 1 Lac)

• Loan to Property cost:90% Property value up to a loan of Rs.30 lakhs, 80% for loans more than Rs. 30 lakhs and upto Rs.75 lakhs and 75% for loans above Rs.75 lakhs

• Loan Term:For Person with Professional Qualification –20 Years For Others – 15 Years

• Repayment Mode:Equated Monthly Installments (EMI) - Monthly Rest Basis

• Rate of Interest:Contact nearest Office for details on the Prevailing Interest Rates

• Upfront fees:As applicable from time to time 

This scheme is available only for Salaried persons having NRI/PIO status

• Loan Amount:Rs. 5 Lacs (For Additional Loan Rs. 1 Lac)

• Loan to Property cost:90% Property value up to a loan of Rs.30 lakhs, 80% for loans more than Rs. 30 lakhs and upto Rs.75 lakhs and 75% for loans above Rs.75 lakhs

• Loan Term:For Person with Professional Qualification – 20 Years
  For Others – 15 Years

• Repayment Mode:Equated Monthly Installments (EMI) - Monthly Rest Basis

• Rate of Interest:Contact nearest Office for details on the Prevailing Interest Rates

• Upfront fees:As applicable from time to time 

This scheme is available only for Salaried persons having NRI/PIO status.

• Loan Amount:Rs. 5 Lacs (For Additional Loan Rs. 1 Lac)

• Loan to Property cost:90% Property value up to a loan of Rs.30 lakhs, 80% for loans more than Rs. 30 lakhs and upto Rs.75 lakhs and 75% for loans above Rs.75 lakhs

• Loan Term:For Person with Professional Qualification – 20 Years
  For Others – 15 Years

• Repayment Mode:Equated Monthly Installments (EMI)- Monthly Rest Basis

• Rate of Interest:Contact nearest Office for details on the Prevailing Interest Rates

• Upfront fees:As applicable from time to time 

This scheme is available only for Salaried persons having NRI/PIO status.

• Loan Amount:Min.Rs.1,00,000/-

• Purpose:: Loan for purchase of residential plot by statutory authorities

• Loan to Property cost:75% of the property value

• Loan Term:For Person with Professional Qualification – 20 Years
  For Others – 15 Years

• Repayment Mode:Equated Monthly Installments (EMI) - Monthly Rest Basis

• Rate of Interest:Contact nearest Office for details on the Prevailing Interest Rates

• Upfront fees:As applicable from time to time 

• Purposes:Loans under the scheme may be availed for purchase, construction, extension of House / Flat

• Eligibility:Persons whose age is 50 or more and having a pension scheme after retirement may apply for loan under this scheme.

• Terms & Conditions:An undertaking letter that the entire loan oratleast 30 % or an amount as decided by the Area Office will be repaid out of the retirement benefits is required. The balance is to be repaid from the Pension Income. The amount of Principal to be repaid at the time of retirement will depend on the Pension amount the applicant is eligible after retirement.

• Loan Term:The term of the loan will be up to 15 years or 70 years of age whichever is earlier. 

• Purposes:Loans under the scheme may be availed for purchase, construction, extension of House / Flat.

• Eligibility:Pensioners having a stable income throughout their life from pension may apply for loan under this scheme.

• Terms & Conditions:1) Commutation of Pension or any portion thereof is not allowed under this scheme.
  2) A Guarantor acceptable to the Company is required.

• Repayment Mode:The loan is to be repaid before the applicant attains the age of 70 years.